Terms of Service

Last updated on October 26, 2024: October 1, 2025

§ 1. General Provisions

  1. These Terms of Service govern the use of the Fiscal Clarity online educational platform. By creating an account, you agree to these terms in full.
  2. The service provider is Fiscal Clarity Solutions Inc., a company registered in British Columbia, Canada. These terms constitute a binding legal agreement.
  3. The services are intended for personal, non-commercial use only. Any reproduction or redistribution of the platform's content is strictly prohibited without prior written consent.
  4. We reserve the right to modify these terms at any time. We will notify users of any significant changes, and continued use of the platform constitutes acceptance.

§ 2. Definitions

  • Platform – The online educational platform at fiscalclarity.com, operated by Fiscal Clarity Solutions Inc.
  • User – Any individual who creates an Account and uses the Services provided by the Platform.
  • Account – A personalized user profile created during registration, allowing access to the Platform's Services.
  • Services – All educational content, tools, templates, and support provided to the User through the Platform.
  • Regulations – This document, outlining the terms and conditions for using the Platform and its Services.

§ 3. Type and Scope of Services Provided

  1. The Platform provides paid access to a library of video courses, articles, and downloadable templates related to personal and family finance management. The scope of access depends on the User's subscription plan.
  2. Services are provided on an 'as-is' and 'as-available' basis. We do not guarantee that the service will be uninterrupted or error-free.
  3. The content provided is for educational purposes only and does not constitute professional financial advice. Users should consult a qualified professional for advice specific to their situation.
  4. We may update, modify, or remove content and features from the Platform at our sole discretion to improve the service.

§ 4. Technical Requirements

  1. To use the Platform, the User must have a device with access to the internet and a modern web browser (e.g., Chrome, Firefox, Safari) with JavaScript and cookies enabled.
  2. The User is responsible for maintaining the confidentiality of their account password and for all activities that occur under their account.
  3. The User must notify the service provider immediately of any unauthorized use of their account or any other breach of security.

§ 5. Rights and Obligations of the User

  1. The User agrees to provide accurate and complete information during registration and to keep this information updated.
  2. The User agrees not to share their account credentials with any third party. Accounts are for single-user access only.
  3. The User is prohibited from using the Services for any unlawful purpose, including transmitting any material that is illegal, defamatory, or infringes on intellectual property rights. The User agrees to comply with all applicable local, provincial, and federal laws.
  4. The User may terminate their account and these Regulations at any time by following the cancellation procedure within their account settings.
  5. All content on the Platform, including text, graphics, logos, and videos, is the property of Fiscal Clarity Solutions Inc. and is protected by copyright laws.

§ 6. Final Provisions

  1. Any disputes arising from these Regulations will be governed by the laws of the province of British Columbia, Canada.
  2. If any provision of these Regulations is found to be unenforceable, the remaining provisions will remain in full force and effect.
  3. For any matters not covered by these Regulations, the relevant provisions of Canadian law shall apply.